Which investments types can be held in which accounts?

Our at-a-glance summary

Different types of investments are eligible to be held in different accounts, the rules for tax-efficient accounts are established by HM Revenue & Customs. Here’s our handy summary of what you can hold where.

Which types of investments can be held in which accounts?

The table shows which types of different investments can be traded in which type of account.

Investment type: Dealing account Shares ISA SIPP Dealing account CTF - Self-Select CTF - Stakeholder CFD/Spread Betting account
UK equities Applicable Applicable Applicable Applicable Not applicable Not applicable
International equities Applicable Applicable Applicable Applicable Not applicable Not applicable
Exchange Traded Funds (ETFs) Applicable Applicable Applicable Applicable Not applicable Not applicable
Exchange Traded Commodities (ETCs) Applicable Applicable Applicable Applicable Not applicable Not applicable
Authorised Unit Trusts & OEICs Applicable Applicable Applicable Applicable Legal&General UK Index Trust only Not applicable
Investment Trusts Applicable apart from a few exceptions Applicable apart form a few exceptions Not applicable Not applicable
UK Gilts & Bonds Applicable if 5 years or more to maturity when purchased Applicable if 5 years or more to maturity when purchased Not applicable Not applicable
International Gilts & Bonds Applicable if 5 years or more to maturity when purchased Applicable if 5 years or more to maturity when purchased Not applicable Not applicable
Traditional Warrants Applicable Applicable Applicable Applicable Not applicable Not applicable
Covered Warrants Applicable Not applicable Applicable Not applicable Not applicable Not applicable
Structured Products Applicable except for a few specific investments and subject to having a minimum of 5 years to maturity when purchased Applicable except for a few specific investments and subject to having a minimum of 5 years to maturity when purchased. Not applicable Not applicable
CFDs / Spread Bets Not applicable Not applicable Not applicable Not applicable Not applicable Applicable

Compare investment risk for each investment type >

Which investment types are traded when, and ways to trade them >

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