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FTSE 100

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Indices

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Name Latest Var
FTSE 100 6,221.90 +0.16%
FTSE 250 10,289.30 -0.80%
DOW INDUSTRIAL 12,832.18 -0.34%
Hang Seng 24,311.69 +0.00%
Nikkei 225 14,118.55 +1.18%

FTSE 100 Best Performers

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Name Latest Var
EURASIAN 1,496.00 +8.64%
LON.STK.EXCH 1,083.00 +4.74%
BHP BILLITON 2,084.00 +3.17%
VEDANTA 2,494.00 +2.93%
COMPASS GROUP 351.50 +2.70%

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Investment calculators

Great value and our widest range of investment choice.

Pension calculator

Age now
Age at retirement
Desired annual gross income
on retirement (£)
Current value of pension fund (£)
Current monthly pension
contribution amount (£)
Annual pension assets growth
risk profile (%)
Projected value of pension fund
at retirement (£)
Expected annuity rates
at retirement (%)
Projected gross pension income without tax-free lump sum (£)
Tax-free lump sum to be taken upon retirement (max 25% of fund)
Projected gross pension income after taking tax-free lump sum (£)
Required value of pension fund at retirement after tax-free lump sum
of 0% deducted (£)
Gross pension income shortfall
per year (£)
Pension fund shortfall (£)
Extra monthly contributions
required to make up shortfall (£)
If the values don't automatically update: re-calculate.

How to use

1. Enter your details in the open fields including current age, the age you would like to retire and desired annual income in retirement. You can also see the result of withdrawing a lump sum upon retirement. Current rules allow for up to 25% of the pension to be withdrawn tax free.

2. Select an average annual percentage growth for the pension assets. 7% is often used as an illustrative longer-term return. Cumulative returns on UK assets with dividends re-invested 1900-2006 were 9.8% per year for equities and 5.4% for bonds. Inflation was 4% (source: ABN Amro).

3. Select an annuity rate. Rates fluctuate and vary depending on your age, sex, and whether the annuity is fixed, index linked, investment linked or escalated annually. Currently rates vary between around 4% - 6%. (Remember, you are no longer obliged to buy an annuity
Find out more >.

4. The calculator does not account for the effect of inflation on either the real value of your pension or asset growth. Figures are, therefore, in 'today's money'.