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Simply enter the appropriate figures in each of the input fields, then click 'calculate' to see how much your money will grow:

1. If you have an amount of money already invested, or available to be invested as a lump sum, enter the amount in the first box. Otherwise, enter 0
2. Enter the amount you intent to invest each month in the second box. To just see the growth in the amount you have already invested, enter a 'monthly contribution' of 0.
3. Choose your growth rate - to start you off, we've shown the rate typically used as an illustrative long-term return, but you can enter any value you feel appropriate.
4. Enter the number of years over which you intent to invest.
5. Click 'calculate' to see the result.
6. To try alternative scenarios, simply change the values in each of the input fields.

The calculator does not account for the effect of inflation on either the real value of your investments or asset growth. The figures are, therefore, in 'today's money'.

Simply enter the appropriate figures in each of the fields, then click ‘calculate’ to see how much you need to invest each month in order to reach your target:

1. Enter the amount you want to have by the end of your time period.
2. In the second box, enter the amount you have already invested, or available to be invested as a lump sum. If none, enter 0.
3. Enter the number of years over which you intent to invest.
4. Choose your growth rate – to start you off, we’ve shown the rate typically used as an illustrative long-term return, but you can enter any value you feel appropriate.
5. Enter the number of years over which you intent to invest.
6. Click ‘calculate’ to see the result.
7. To try alternative scenarios, simply change the values in each of the input fields.

The calculator does not account for the effect of inflation on either the real value of your investments or asset growth. The figures are, therefore, in 'today's money'.

1. Enter your details in the open fields including current age, the age you would like to retire and desired annual income in retirement. You can also see the result of withdrawing a lump sum upon retirement. Current rules allow for up to 25% of the pension to be withdrawn tax free.
2. Select an average annual percentage growth for the pension assets. 7% is often used as an illustrative longer-term return. Cumulative returns on UK assets with dividends re-invested 1900-2006 were 9.8% per year for equities and 5.4% for bonds. Inflation was 4% (source: ABN Amro).
3. Select an annuity rate. Rates fluctuate and vary depending on your age, sex, and whether the annuity is fixed, index linked, investment linked or escalated annually. Currently rates vary between around 4% - 6%. (Remember, you are no longer obliged to buy an annuity
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4. The calculator does not account for the effect of inflation on either the real value of your pension or asset growth. Figures are, therefore, in 'today's money'.