• A competitive Cash ISA rate
• Earn 2.62% AER including variable rate and fixed rate bonus
• Transfers of existing Cash ISAs welcome
• View your savings and investments in one account
• Available to UK residents aged 18 or over
• Subscribe up to £5,640 in the current tax year

• Interest: The total interest you will earn on the Cash ISA consists of a variable rate element and a fixed rate bonus (payable for 12 months). Interest rates >
• Transfers-in: welcome. Please complete a transfer form to move an existing Cash ISA to Selftrade. We will aim to complete the transfer within 15 days of receiving your transfer form. We will normally apply interest on transferred funds as per industry transfer guidelines. Interest will either start to accrue on the date that an electronic payment is initiated or from the date entered on a cheque or on Day 16 of the transfer, whichever is the earlier.
• Funding: you can fund the Cash ISA by debit card, bank transfer, cheque or CHAPS. The minimum deposit is £1 and an unlimited number of deposits are allowed, subject to ISA subscription rules.
• Eligibility: UK ordinarily resident individual customers, aged 18+.
• Customer management fee: This is not applied to the Cash ISA if it is the only account held by you with Selftrade. Where a trading account is also held, the standard annual management fee of £35 plus VAT is applied. Price list >
• Subscription rules: you can only subscribe to one Cash ISA during any one tax year.
  

  ISA subscription limits 2012/13
  Total subscription limit	£11,280
  Cash ISA maximum	£5,640
  Stocks and Shares maximum	£11,280 less any amount subscribed to a Cash ISA in the current tax year

• Internal transfers: transfers can be made from a Selftrade Cash ISA to a Selftrade Shares ISA, but not vice versa. If you instruct us to transfer your entire Cash ISA balance, the accrued interest (variable and bonus) will be paid into the Cash ISA prior to the transfer. If you transfer a part of your Cash ISA only, interest will continue to accrue on the remaining balance plus any sums paid in during the bonus period and be paid on the due date. When determining account balances, any withdrawals from the Cash ISA will be treated on a Last In First Out (LIFO) basis. Transfer instructions can be made by secure message or by telephone.

Cash ISA terms and conditions >

Key Features >