• As the forerunner to the ISA, the PEP continues to offer tax-efficient investment. Although no new accounts can be opened, or new money invested, you can transfer existing accounts to Sefltrade for the added convenience of having all your investments in one place.
• We'll help with your transfer costs, paying up to £100 per PEP, and up to £400 in total if you're transferring other account types too.
• We take care of the transfer, liaising directly with your existing provider. Please note we'll do all we can to complete your transfer as quickly as possible but it does depend in part on your existing provider. You won't be able to deal in existing investments until they are received into your account.
• Wide range of eligible investments – from UK and international shares, investments trusts, ETFs and ETCs to Bonds, Gilts and Funds.
• Deal online or by telephone. One flat rate of £12.50 per trade. Account fee £25 p.a. includes your ISA account too.
• Reduced rate for frequent traders once you've completed 100 trades in a quarter, across all your accounts.
• We take care of much of the paperwork, collect your dividends and even provide an end of tax year summary.
• 'Nominee account' structure enables us to carry out your instructions with minimum fuss and maximum efficiency – whilst you remain the beneficial owner.

• 'Best execution' – as standard.
  We'll contact up to 17 different 'marketmakers' in order to get you the best price available, aiming always to beat the bid and offer price quoted on the Stock Exchange's systems.
• Limit and stop orders
  For extra control over your dealing, place limit and stop orders on UK shares, valid for up to 90 days, at no extra charge. Plus we can advise you when your limits 'trigger' with an email or SMS alert.
• Separate Dealing account
  We'll automatically open a Dealing account for you, so that you can invest in stocks falling outside the scope of your PEP.

• No fee for dividend collection We'll collect your dividends, credit them to your account and provide you with an annual summary. You'll also earn interest monthly on the cash balance in your account.
• Free income withdrawal You can withdraw income at any time and have the money paid straight to your UK bank account. Once withdrawn from your PEP, money cannot be replaced.

Please remember: The value of investments may fall as well as rise and you may get back less than you originally invested. Limited liability instruments mean that you cannot lose more than you have invested. The risks associated with different instruments will vary: you should choose investments appropriate to your needs and consider your overall mix of different investment types.

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