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Tax-efficient investing at your fingertips.
Looking to invest in the stock market and enjoy the tax-efficient benefits of an ISA without the restrictions of a ‘one size fits all’ portfolio? You’re in the right place. Open a self-select Shares ISA with Selftrade and you decide where, when and how your money is invested. So you can tailor your portfolio to include only those investments that you think will yield the best return.
If you don’t already have a Dealing Account with us, we’ll automatically open one for you alongside your new Shares ISA to give you flexibility to pay some fees outside of your ISA.
Please bear in mind that:Important news: Selftrade has become a bank with deposit taking permissions granted by the Financial Services Authority. This marks an extension of Selftrade’s execution-only stock broking service, which remains at the heart of the Selftrade business.
Selftrade’s Terms and Conditions have therefore changed.
If this is your first account with Selftrade, when you open a Shares ISA, cash balances will be held as a Deposit.
Order an information pack >
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Please ensure you read and understand the Investment Risk Warnings and other important information
When you subscribe to or top up your self-select Shares ISA between 1 February 2012 and 5th April 2012 you will automatically be entered into a prize draw to win back your ISA subscription.
| Total subscription limit from 6 April 2011 | £10,680 |
|---|---|
| Cash ISA maximum | £5,340 |
| Stocks & Shares ISA maximum | £10,680 LESS any amount subscribed to a Cash ISA in the current tax year |
Each year, ISA subscription limits are increased in line with the Consumer Prices Index (CPI). Increases are rounded up to the nearest multiple of 120, to make it easy to plan monthly contributions.
HMRC has announced that the subscription limits that will apply from 6 April 2012 are:
| Total subscription limit from 6 April 2012 | £11,280 |
|---|---|
| Cash ISA maximum | £5,640 |
| Stocks & Shares ISA maximum | £11,280 LESS any amount subscribed to a Cash ISA in the current tax year |
Open your Cash ISA with Selftrade and we’ll help ensure you don’t exceed your annual subscription limit by monitoring both your Cash ISA and Share ISA subscriptions together. Plus, you could qualify for free trades based on your initial Cash ISA subscription (Terms apply).
See our price list for full details and credit interest rates.
Please remember: The value of investments may fall as well as rise and you may get back less than you originally invested. Limited liability instruments mean that you cannot lose more than you have invested. The risks associated with different instruments will vary: you should choose investments appropriate to your needs and consider your overall mix of different investment types.
Having some cash savings put aside is generally a sensible thing, and making them tax-free in a Cash ISA can be a good idea.
A Selftrade Cash ISA sits neatly alongside your Shares ISA. Under the ISA regulations, you can transfer money from a Cash ISA to your Shares ISA, so having them together makes it quick and easy for you to turn savings into investments.
Under HMRC regulations you can’t, in most circumstances, simply add existing investments to a Shares ISA. But you can sell and repurchase investments in a process known as ‘Bed and ISA’.
Want the convenience and simplicity of having all your investments together? Transfer to us and we'll help with the costs. We'll pay up to £300 to cover the cost of moving your existing accounts to us.