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Tax-efficient investing at your fingertips.
Individual Savings Accounts are meant to be just that, individual, so go for one that lets you have your ISA, your way. Not only does it mean you choose the individual investments you want, but it also means you can change your mind to reflect changing market conditions. And it's just as flexible when it comes to investing in funds.
Choose a Fund Manager's ISA and odds are you'll only have a choice of their own funds. If you then want to switch to other funds, it's often a case of having to switch your ISA too. And that can mean cost, inconvenience and time out of the market. But with Selftrade, picking funds is as easy as picking shares. There's over 40 top fund managers to choose from, more than 1,000 funds and many great savings to be had on their initial charges too. So make sure you are as selective in choosing your ISA provider as you are in picking the investments to go in it.
Selftrade Shares ISA... it's the ISAnswer.
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Please ensure you read and understand the Investment Risk Warnings and other important information
| Total subscription limit from 6 April 2010 | £10,200 |
|---|---|
| Cash ISA maximum | £5,100 |
| Stocks & Shares ISA maximum | £10,200 LESS any amount subscribed to a Cash ISA in the current tax year |
In the Budget Statement, March 2010 it was advised that ISA subscription levels will be reviewed each year, in line with the Retail Prices Index (RPI). This is a change that the industry-body, TISA, supported by brokers such as Selftrade, have been campaigning for over many years and we’re delighted to see this come to fruition. The first announcement will be made towards the end of 2010.
HMRC reports that "From 6 April 2011 and over the course of the next Parliament, the annual ISA limits will increase annually in line with RPI. The new annual limits will be rounded to the nearest multiple of £120 so that individuals who save monthly will be able to calculate their monthly savings more easily. The new limits will be calculated by reference to the RPI for the September before the start of the tax year, and HM Revenue & Customs will announce the new limits as soon as possible after the RPI figure is published, and at least four months in advance of the start of the new tax year in which they will apply."
Consultation is also to take place on allowing AIM and PLUS listed stocks to be included in an ISA.
We will update these details as further information becomes available.
Please remember: The value of investments may fall as well as rise and you may get back less than you originally invested. Limited liability instruments mean that you cannot lose more than you have invested. The risks associated with different instruments will vary: you should choose investments appropriate to your needs and consider your overall mix of different investment types.
Want the convenience and simplicity of having all your investments together? Transfer to us and we'll help with the costs. We'll pay up to £300 to cover the cost of moving your existing accounts to us.
Looking for the potential of better returns in these times of low cash-savings rates?
Under the ISA regulations, you can transfer money from any Cash ISA which you may hold elsewhere to your Selftrade Shares ISA. Of course, investing in shares brings a higher level of risk than cash since shares prices can go down as well as up and you may get back less than you invest. But it's your ISA, so you decide.