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Tax-efficient investing at your fingertips.
Individual Savings Accounts are meant to be just that, individual, so go for one that lets you have your ISA, your way. Not only does it mean you choose the individual investments you want, but it also means you can change your mind to reflect changing market conditions. And it's just as flexible when it comes to investing in funds.
Choose a Fund Manager's ISA and odds are you'll only have a choice of their own funds. If you then want to switch to other funds, it's often a case of having to switch your ISA too. And that can mean cost, inconvenience and time out of the market. But with Selftrade, picking funds is as easy as picking shares. There's over 40 top fund managers to choose from, more than 1,000 funds and many great savings to be had on their initial charges too. So make sure you are as selective in choosing your ISA provider as you are in picking the investments to go in it.
Selftrade Shares ISA... it's the ISAnswer.
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Please ensure you read and understand the Investment Risk Warnings and other important information
| Age as at 5 April 2010: |
50 or Over (i.e. born on or before 5 April 1960) |
Under 50 |
|---|---|---|
| Total subscription limit from 6 October 2009 | £10,200 | £7,200 |
| Cash ISA maximum | £5,100 | £3,600 |
| Stocks & Shares ISA maximum | £10,200 LESS any amount subscribed to a Cash ISA in the current tax year | £7,200 LESS any amount subscribed to a Cash ISA in the current tax year |
Please remember: The value of investments may fall as well as rise and you may get back less than you originally invested. Limited liability instruments mean that you cannot lose more than you have invested. The risks associated with different instruments will vary: you should choose investments appropriate to your needs and consider your overall mix of different investment types.
Open and fund your 2009/10 Selftrade Shares ISA by 5 April and you'll receive up to ten free trades to use by 30 April 2010.
Free trades are added by noon on the next working day after you pay-in to your ISA so please allow for this when planning your trades. Only your initial subscription counts in determining the number of free trades you’ll receive.
Looking for the potential of better returns in these times of low cash-savings rates?
Under the ISA regulations, you can transfer money from any Cash ISA which you may hold elsewhere to your Selftrade Shares ISA. Of course, investing in shares brings a higher level of risk than cash since shares prices can go down as well as up and you may get back less than you invest. But it's your ISA, so you decide.